How the Appraisal Clause Works in a Typical Missouri Homeowners Policy
Follow a typical appraisal clause from the written demand to the signed award, and learn which questions the panel can’t answer.
Documenting Hail Damage on Missouri Roofs: Evidence, Matching and Deductibles
What to photograph after a Missouri hailstorm, why matching and cosmetic exclusions cause fights, and how percentage deductibles change the math.
Appraisal vs. a Vexatious Refusal Claim in Missouri: What Each One Is For
Appraisal answers “how much?” Missouri’s vexatious refusal statutes raise a different, legal question. Here’s how to tell which one you’re facing.
Rebuilding After a Missouri Tornado: Total Losses, Code Upgrades and Valuation Disputes
A practical look at total-loss tornado claims in Missouri, from debris removal and code upgrades to contents, living expenses and appraisal.
Sinkholes, Earth Movement and Earthquake Coverage in Missouri
Karst, mines and the New Madrid seismic zone make ground movement a real Missouri risk. Here’s how coverage usually works and where appraisal fits.
Claims Under the Missouri FAIR Plan: Coverage Basics and Amount-of-Loss Disputes
The Missouri Property Insurance Placement Facility covers properties the standard market won’t. Here’s how its claims work and when appraisal may apply.
Claim covered, check too small?
Send the insurer’s estimate and a few photos. We’ll tell you what we see, at no cost.