Last updated: November 10, 2026
Using this site
By using this website you accept these terms. The content is general information about insurance appraisal and property claims in Missouri.
No professional relationship
Reading the site, using its tools or submitting a form doesn’t create an appraiser–client relationship. That begins only when we both sign a written engagement.
No legal advice
Missouri Insurance Appraiser isn’t a law firm, and nothing here is legal advice. Policies differ and laws change. Consult a licensed Missouri attorney about legal questions.
Tools and examples
The tools give planning estimates from the figures you enter. They aren’t appraisals, quotes or predictions of any outcome, and example figures throughout the site are illustrative.
Intellectual property
Site text, design and tools belong to Missouri Insurance Appraiser. You may share links and print pages for personal use. Photographs are used under the licenses listed on our photo credits page.
Limitation of liability
The site is provided “as is.” To the extent the law allows, we aren’t liable for decisions made on the basis of its content or tools.
Governing law
These terms are governed by the laws of the State of Missouri.