What goes on the calendar
- Notice and temporary repairs. Policies require prompt notice and reasonable steps to prevent more damage. The targets here are yours to set.
- Proof of loss. Some insurers request a sworn proof of loss with a due date, often counted from their written request.
- Naming your appraiser. Many appraisal clauses give each side a set number of days, often 20, to name an appraiser after a written demand.
- Holdback recovery. Replacement-cost policies usually set a window to finish repairs and claim withheld depreciation.
- Suit limitation. Policies state a period to file suit. Missouri law can affect how that period applies, which is a question for a Missouri attorney.
Saving it to your calendar
The download button creates an .ics file that works with Google Calendar, Apple Calendar and Outlook. Each milestone becomes an all-day event. The file is built in your browser and never sent to us.
Next steps
Read the appraisal roadmap for what happens at each stage. This tool is for planning only. It doesn’t interpret your policy, and the figures you enter are illustrative.
Questions about this tool
Are these legal deadlines?
No. The dates come only from the numbers you enter. Your policy and Missouri law control, and an attorney can tell you how they apply.
Is my information saved?
No. Everything runs in your browser. The calendar file is created on your device.
What if I don’t know my policy’s time limits?
Ask your agent or insurer for a complete copy of the policy, including endorsements, and look under the Conditions section.
